In order to buy a vacation​ home, Neal and Lilly took out a ​20-year mortgage for ​$200,000 at an annual interest rate of ​8%. After 10 ​years, they refinanced the unpaid balance of ​$138,042 at an annual rate of 5​%. Use the table to find the monthly payments on the original​ loan; the monthly payments on the new​ loan; and the total amount saved on interest by refinancing.

when rotating a figure 180 degrees, imagine that you are able to take the figure and turn it clockwise or counterclockwise around a center point. to rotate a figure 180 degrees, you will need to apply the rule (x, y) → (-x, -y). start by using a coordinate grid with coordinates for each vertex of the figure. the center point of the coordinate grid is located at (0, 0), which is what you will rotate the figure around. write down the original coordinates of the shape you are going to rotate. then, apply the rule. for example, coordinate (1, 2) becomes (-1, -2). another example would be, coordinate (-4, -2) becoming (4, 2). after you change each original coordinate to the rotated coordinate, you will draw your new figure.

step-by-step explanation:

from the sentence, "tomorrow morning, akiko will arrive an hour late" depicts a third person perspective because it doesn't use any pronoun to replace akiko, the subject of the sentence, and it is in singular form since akiko is only one person.