I dont know how to do this I tried so many times and got it wrong please help if you can

What is the expression in factored form? 225x^2 - 144 a. 9(5x+4)^2 b. 9(5x-4)^2 c. 9(4x+5)(4x-5) d. 9(5x+4)(5x-4)

Someone me i need with this stuff

Melissa is purchasing a $160,000 home and her bank is offering her a 30-year mortgage at a 4.9% interest rate. in order to lower her monthly payment, melissa will make a 20% down payment and will purchase 3 points. what will her monthly mortgage payment be? a. $645.98 b. $650.46 c. $662.93 d. $606.69