What is the surface area of this design​

Factor. 8x2y2 – 4x2y – 12xy 4(8x2y2 – x – 12xy) 4(2xy – 4x2y – 12xy) 4x2y2(2xy – xy –3) 4xy(2xy – x – 3)

Asquare picture with sides of 32 inches is to be mounted on a square mat with sides of 52 inches. find the area of the mat that will remain uncovered by the picture.

Can someone factor this fully? my friend and i have two different answers and i would like to know if either of them is right. you in advance. a^2 - b^2 + 25 + 10a