Plz help i have 3 mins

Witch represents the inverse of the function f(x)=1/4x-12

Can someone me and explain..will award brainlest!

Jack is considering a list of features and fees for current bank: jack plans on using network atms about 4 times per month. what would be jack’s total estimated annual fees for a checking account with direct paycheck deposit, one overdraft per year, and no 2nd copies of statements? a. $44 b. $104 c. $144 d. $176