Help pleaseee :,) thank you

Interest begins accruing the date of the transaction except for auto loans mortgages credit card cash advances credit card purchases

Due to financial difficulties the owner of 4 skateboard stores is going to close 2 of his stores. based on the money earned at each store, which two stores should remain open?

The expression 1.01*1.005(^t) gives the amount of money, in thousands of dollars, in carter's savings account (t) years after he opens it. what does 1.01 represent in this expression?