Can someone help me with this? ill give brainiest

Brady has a 20 year fixed rate mortgage for $215,500 with monthly payments of 1,305.89.the annual interest rate is 4%. what is the total cost of the principal and interest for this loan rounded to the nearest dollar

5× 1/2 = ? a) more than 5 because you are multiplying by a whole number b) 5/10 because you multiply the numerator and denominator by 5 c) less than 5 because you are multiplying by a number that is more than 1 d) less than 5 because you are multiplying by a number that is less than 1

How do you convert 1.27 to a percentage