5. Liz found an error in the monthly payment her bank charged her for a four-year, $19,500 loan. She took the loan out at an APR of 9%. Her bank was charging her
$495.26 per month What is the correct monthly payment? Liz noticed the error just
before making the last payment. The bank told her that they would credit all of the
overpayments and adjust her last month's payment accordingly. What should her last
month's payment be after the adjustment? Explain.