Can anyone help me with this pls

What are the relative frequencies to the nearest hundredth of the columns of the two-way table?

This is the number of parts out of 100, the numerator of a fraction where the denominator is 100. submit

Ricky takes out a $31,800 student loan to pay his expenses while he is in college. after graduation, he will begin making payments of $190.66 per month for the next 30 years to pay off the loan. how much more will ricky end up paying for the loan than the original value of $31,800? ricky will end up paying $ more than he borrowed to pay off the loan.