Please help with this extra credit, read all instructions. whoever helps me will be my best friend

Me what is the value of x? showing work would be appreciated - ! : )

Ricky takes out a $31,800 student loan to pay his expenses while he is in college. after graduation, he will begin making payments of $190.66 per month for the next 30 years to pay off the loan. how much more will ricky end up paying for the loan than the original value of $31,800? ricky will end up paying $ more than he borrowed to pay off the loan.

Astudent draws two parabolas on graph paper. both parabolas cross the x-axis at (-4, 0) and (6,0). the y-intercept of thefirst parabola is (0, –12). the y-intercept of the second parabola is (0-24). what is the positive difference between the avalues for the two functions that describe the parabolas? write your answer as a decimal rounded to the nearest tenth.