Here's a quick look at some pros and cons of having uncle sam hold onto your money for months and then getting it back in a lump sum when the internal revenue service gets around to it. a tax refund is a bad idea because: you've given uncle sam an interest-free loan of your money for a full year.

a.
$50,193
b.
$41,843
c.
$48,403
d.
$52,793