Can someone help me please?

Trish receives $450 on the first of each month. josh receives $450 on the last day of each month. both trish and josh will receive payments for next four years. at a discount rate of 9.5 percent, what is the difference in the present value of these two sets of payments?

10 ! a train starts from grand city and travels toward belleville 388 miles away. at the same time, a train starts from belleville and runs at the rate of 47 miles per hour toward grand city. they pass each other 4 hours later. find the rate of the train from grand city.

What is the total area of the figure?