If f(x) = 3x + 3, g(x) = 3x + 3, and h(x) = x + 3, what is [g o f o h](–5)?

a: –30
b: –24
c: –15
d: –6

Ricky takes out a $31,800 student loan to pay his expenses while he is in college. after graduation, he will begin making payments of $190.66 per month for the next 30 years to pay off the loan. how much more will ricky end up paying for the loan than the original value of $31,800? ricky will end up paying $ more than he borrowed to pay off the loan.