Idon't understand the process

You work for a lender that requires a 20% down payment and uses the standard depth to income ratio to determine a person‘s a little eligibility for a home loan of the following choose the person that you would rate the highest on their eligibility for a home loan

Arestaurant offers a $12 dinner special that has 5 choices for an appetizer, 12 choices for an entrée, and 4 choices for a dessert. how many different meals are available when you select an appetizer, an entrée, and a dessert? a meal can be chosen in nothing ways. (type a whole number.)

Need solving this second acceleration problem.