if who ever answers this could maybe me with more that'd be great! you have a credit card with a balance of $1,367.90 at a 9.5% apr. you pay $400.00 each month on the due date until the card is paid off. how many months does it take to pay off the card?

3 months

5 months

4 months

6 months

Ignore all the extra stuff.

You know:

You're paying $400 a month.
You need to pay off: $1,367.90

400 * 3 = $1200 Incorrect answer.

The most logical answer I see is 4 months.

400*4 = $1600

All the other months you aren't paying anymore due to after the 4th month the balance that is due is paid off.

Extra math:
3*300 = $1200
4*400 = $1600 Minimum Amount
5*400 = $2000
6*400 = $2400

Your

4 months

Idon’t see a picture