Using the foil method what's the product of (x-6)(4x+3)

Acredit card advertises an annual interest rate of 23%. what is the equivalent monthly interest rate?

Isuck at math ; ^; m a student solved this problem and said the answer is 3 feet. chase had a roll of ribbon that contained 7 7/8  feet of ribbon. he cut off one piece that was 3 5/8  feet long and another piece that was 1 1/4  feet from the roll. how much ribbon was left on the roll? is the student's answer reasonable? yes, the answer is reasonable. no, the answer is not reasonable. it should be about 2 feet. no, the answer is not reasonable. it should be about 13 feet. no, the answer is not reasonable. it should be about 4 feet.

You can ride your bike around your block 6 times and the whole neighborhood 5 times in 16 minutes. you can ride your bike around your block 3 times and the whole neighborhood 10 times in 23 minutes. how long does it take you to ride around the neighborhood?