Marisa wants to study at the University of Texas at San Antonio. She found that the scholarship assistance is $8,900 a year. She also found that, on average, the university charges $9,014 for tuition and $6,482 for room and board. She also expects to pay about $1,000 per year for books and $1,800 per year for personal expenses. After financial assistance, how much will Marisa have to pay to attend the university for 4 years? If she has two years to save enough money to attend the university, what is the minimum amount of money she should save every month in order to pay off her first year costs?