Hurry help me rq I need an answer fast its for 45 points

Which is the completely factored from of xy^3-x^3y

Can some one me with these questions

A. use the formula for continuous compounding with the original example: $1000 invested at 2% for 1 year. record the amount to 5 decimal places. use a calculator. b. compare it to the result using the original compound interest formula with n = 365 calculated to 5 decimal places. which has a larger value? explain.