Judith plans to attend Elklawn University for 4 years. The cost of tuition for one year is $13,400. Judith earned a scholarship worth $6,000 each year. She has saved $4,000. She plans to earn $2,000 each year at a work-study job on campus. Judith will need student loans for the rest. Assuming the cost of tuition stays the same, how much money will Judith need to take out in student loans to pay for all 4 years of college?