The most Stanley can afford to pay per year in mortgage payments is $12,000, and his credit score is currently 544. According to the following table for a $150,000 mortgage, by how many points would he need to improve his credit score in order to take a mortgage for $150,000? FICO Score 720-850 700-719 675-699 620-674 560-619 500-559 Interest Rate 5.59% 5.71% 6.25% 7.40% 8.53% 9.29% Monthly Payment $860 $872 $924 $1,039 $1,157 $1,238 O A. 156 points OB. 131 points O C. 76 points O D. 14 points​

sec ф = 5/3 (quadrant 4)

let x = base

y = perp

z = hypotenuse

sec ф = hypotenuse/base = 5/3

⇒ z = 5 and x = 3

finding y:

z² = x² + y²

5² = 3² + y²

y² = 25-9

y² = 16

y = 4

now finding all other geometric functions of theta:

sin ф = y/z = 4/5

sin ф = -4/5 (sin is negative in the 4th quadrant)

cos ф = x/z = 3/5

cos ф = 3/5 (cos is positive in 4th quadrant)

tan ф = y/x = 4/3

tan ф = -4/3 (tan is negative in 4th quadrant)

cosec ф = z/y = 5/4

cosec ф = -5/4 (cosec is negative in the 4th quadrant)

cot ф = x/y = 3/4

tan ф = -3/4 (tan is negative in 4th quadrant)