7th grade math help me please

Trish receives $450 on the first of each month. josh receives $450 on the last day of each month. both trish and josh will receive payments for next four years. at a discount rate of 9.5 percent, what is the difference in the present value of these two sets of payments?

Girardo is using the model below to solve the equation . girardo uses the following steps: step 1 add 4 negative x-tiles to both sides step 2 add 1 negative unit tile to both sides step 3 the solution is which step could be adjusted so that gerardo's final step results in a positive x-value? in step 1, he should have added 4 positive x-tiles to both sides. in step 1, he should have added 3 negative x-tiles to both sides. in step 2, he should have added 4 negative unit tiles to both sides. in step 2, he should have added 1 positive unit tile to both sides.

Need match the functions with correct transformation. f(x) = -3x f(x) = |x-1|+3 f(x) = √(x+3) 1/2x² f(x) = (x+1)²-3 4|x| 1. compress by a factor of 1/2 2. stretch by a factor of 4 3. shift to the left 3 4. shift to the left 1 5. shift up 3 6. reflection