The Smith's are picking between two $400,000 mortgages. One is a 30 year loan at an APR of 6%. The other is a 20 year loan with an APR of 5.5%. a) Calculate the monthly payment for each loan (2 pts). b) Calculate the total amount paid over the life of each loan (2 pts). c) Explain why the Johnson's might pick the loan with a higher monthly payment (1 pt).

Apoll is being conducted at a mall nothingto obtain a sample of the population of an entire country. what is the frame for this type of​ sampling? who would be excluded from the survey and how might this affect the results of the​ survey? what is the frame for this type of​ sampling? a. the frame is people who need new clothes. b. the frame is people who shop at the mall. c. the frame is people who like to shop. d. the frame is the entire population of the country. who would be excluded from the survey and how might this affect the results of the​ survey? a. any person that does not need new clothes is excluded. this could result in sampling bias due to undercoverage. b. any person who does not shop at the mall is excluded. this could result in sampling bias due to undercoverage. c. any person who does not shop at the mall is excluded. this could result in nonresponse bias due to people not participating in the poll. d. there is nobody that is being excluded from the survey.