A group of people who pay premiums for an insurance policy are called the risk pool. The idea is that a large number of people pay premiums into the risk pool, and only a few number of people need to withdraw money from the risk pool. For example, a large number of people pay monthly premiums for car insurance and rarely have an accident. While those relatively small number of people who do have an accident, can withdraw money to pay for repairs.

Insurance companies often do not take everyone into the risk pool, or charge those who are deemed a higher risk, higher premiums. Should insurance companies be required to take anybody into the risk pool? What happens if all insurance companies refuse to insure a certain person who is higher risk - such as someone working a dangerous occupation?

you going to fail stop

step-by-step explanation:

step-by-step explanation:

let's cover over the formula of the vertex:

y = a(x – h)^2 + k

in this formula, (h,k) are the vertex, always remember that the positive or negative value of the vertex is based on the sign it has.

for example, if the vertex is -3,-6 then both the x and y value would have the positive sign attached to it and if it were a positive x and y value, then a negative sign would be attached to it.

with that being said, for our problem the x value is a positive one so we are looking for a number with a negative sign next to it, in this case the first and second choice.

however, for the first answer choice it isn't quite part of the formula so we know that the answer choice correctly displays the x value.

to confirm, we can see if the -1 fits correctly with the second answer choice, and as mentioned above a negative number will have a positive sign attached to it. so, for our problem we can see that -1 has been changed to +1, so we can confirm that the second answer choice is correct.

hence, our final answer is y=(x - 1)^2 + 1

answer: 0

step-by-step explanation: the positive, like 5, + its opposite, like -5 would be 0

5+(-5)=0, or 5-5=0