A survivorship policy is issued to a man and a woman. The probability of a man dying in the next year is 0.0028, the probability for a woman is 0.0018. The policy pays $50,000 on one death and $100,000 on two deaths. Assume survival of the man and woman are independent. What is the expected payout in the next year

Which of the following are independent events? a) knowing that it is going to rain tomorrow, and bringing an umbrella to schoolb) knowing that you have to get up early tomorrow, and going to bed before 9 p.mc) knowing that it is going to rain tomorrow, and going to bed before 9 p.md) knowing that you have a test in school tomorrow, and studying thw night before