this is not right because if they have it them they will have to multiply it y what ever the variable is which equals 3602

Trish receives $450 on the first of each month. josh receives $450 on the last day of each month. both trish and josh will receive payments for next four years. at a discount rate of 9.5 percent, what is the difference in the present value of these two sets of payments?

Can someone me do math because i am having a breakdown rn because i don’t get it

Out of $20$ creepy-crawly creatures in a room, $80\%$ are flies and $20\%$ are spiders. if $s\%$ of the total legs belong to spiders, what is $s$?