In preparation for her math test on Thursday, Emerson studied 1/2 hour on Monday, 1 1/16 hours on Tuesday, and 3/8 hour on Wednesday. What is the total amount of time that Emerson spent studying for her test? (Simplify your answer and state it as a mixed number.)

Pamela has a 30-year, 5.75% mortgage on her $250,000 home. she has been paying on it for 5 years, and has recently hit some financial trouble. if her lender agreed to lower the interest rate on her $231,905.47 balance to 5.5%, what will her new payment be for the remainder of the loan?