URGENT!!! You are a coder for "Code X Corp". Your salary is $63,500 annually (net).

Your apartment rent is $2,100 monthly.
Your utilities are gas ($45 per month), electric ($100 per month), water, and sewer ($47 per month), renters insurance ($87 per month), WiFi ($89 per month), cell phone bill ($40 per month), car insurance ($362 per month), car payment ($587 per month), gas for car ($60 per week), groceries ($75 per month), entertainment (meals, movies, golf, gym membership, $1,987 per month), vacations (2 per year, $3,600), savings (10% of salary), tithing (10% of salary), clothes ($1400 every 2 months), and misc. (flowers, birthday cards, gifts, etc... $203 per month).

Make a detailed budget. Are you in the red? Do you have money left over each month?