The administration wanted to know how the students are doing now that 356 of them have returned to school for Hybrid 2.0. Of those Hybrid 2.0 students, 102 have lowered their grade in math by at least 10%. Of the 465 who have continued to stay home to work online, 110 have lowered their grade in math by at least 10%. Find the Absolute Risk Reduction of a student's grades going down by at least 10% for both groups.