HELP PLS ILL GIVE 5 STARS JUST ANSWER

Answer this question! 30 points and brainliest! only if you know the answer.

You work for a lender that requires a 20% down payment and uses the standard depth to income ratio to determine a person‘s a little eligibility for a home loan of the following choose the person that you would rate the highest on their eligibility for a home loan

Which of the following points is collinear with (-2,1) and (0,3)