Downtown bank offers a checking account. the bank charges a fee for overdrafts, monthly maintenance for balances below $300, out-of-network atm withdrawals, and more than three money transfers in a month. what are three things you can do to avoid fees from a downtown bank checking account?

Each of the charges can be avoided in a certain way as follows:
1- The charge for monthly maintenance for balances below $300 can be avoided by always keeping more that $300 in you balance.
2- The charge of the out-of-network ATM withdrawals can be easily avoided by not making out-of-network ATM withdrawals.
3- The charge for more than three money transfers in a month can simply be avoided by not making more than three money transfers in a month.
4- Most importantly, you should always keep track of your balance.

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