Your friend just purchased a new hybrid for $25,236. she received $3,110 for her trade in and used that money as a down payment for the new hybrid car. she financed the vehicle at 12% apr over 48 months. she received a stipend from school and paid off the loan after making 30 payments. use the actuarial method formula and the table above to determine the amount of unearned interest given that her monthly payment is $582.74. a. $1,402.00 c. $933.59 b. $1,230.72 d. $582.74 the answer is c