If a person starts investing $100 per month starting at age 21, and that money earns a 5% return every year, how much will this person have when turning 70 years old? for ease of calculation, assume starting balance of $0 and annual contributions of $1,200 (12*$100). a. less than $200,000 b. between $200,001 and $400,000 c. between $600,001 and $1,000,000 d. between $400,001 and $600,000 e. more than 1 million dollars