An arrangement by which a company gives customers financial protection against loss or harm in return for payment

Its Insurance, by which a company gives customers financial protection against loss or harm in return for payment .

So, the answer is Insurance. : Answer

Hope it will help :)

pay attention in your classes and concentrate the best thing you can do to raise your test scores is to pay attention when you're supposed to be learning the material: in class!

take good notes.

do your homework.

use mnemonics and other tricks.

do practice tests.

note: the best i know.