What does it mean for a savings account to have a minimum balance? a. if you do not keep at least that much money in the account, you will be assessed fees. b. if the amount of money you have in the account drops below the minimum, the interest rate will increase to replenish your savings to the minimum. c. you must have the minimum amount of money in a separate account before you are allowed to open a savings account. d. you must deposit that much money into the account every month or your account will be closed.