Elizabeth’s credit card computes her finance charges using the previous balance method and a 30-day billing cycle. the table below shows elizabeth’s credit card transactions in july. date amount ($) transaction 7/1 969.26 beginning balance 7/3 45.00 payment 7/10 67.48 purchase 7/12 20.00 payment 7/28 85.00 payment if elizabeth has an apr of 14.61%, how much will her july finance charge be? a. $9.97 b. $12.62 c. $11.80 d. $10.80