I'm offering 10 points (more than what it's worth) and brainliest answer show all of your work. in advance guys

You are looking for your first credit card. you plan to use this credit card only for emergencies and to pay the credit card balance in full each month. which credit card feature is most important? a. no annual fee b. low apr c. generous rewards program d. no balance transfer fee select the best answer from the choices provided