Earl is graduating from college in one year, but he will need a loan in the amount of $3,650 for his last two semesters. he may either receive an unsubsidized stafford loan with an interest rate of 6.8%, compounded monthly, or his parents may get a plus loan with an interest rate of 7.8%, compounded monthly. the stafford loan has a grace period of six months from the time of graduation. which loan will have a higher balance and by how much at the time of repayment? (2 points) select one: a. the stafford loan has a higher balance by $95.69. b. the plus loan has a higher balance by $60.69. c. the plus loan has a higher balance by $39.02. d. the stafford loan has a higher balance by $246.11.