When designing an experiment, the first step is to a. draw conclusions c. recognize a problem b. form a hypothesis d. test a hypothesis

Recognize a problem

Explanation:

we cannot create a hypothesis or jump to conclusions about something that we have not yet defined so the first step in solving a problem is to recognize it and formulate it.

Once we have recognized the problem we can make a hypothesis and then test the hypothesis. Once we do tha, and depending on the results that we obtained, we can draw conclusions.

But fist step: Recognize the problem.

emily ruth's annual premium is $1058.50

step-by-step explanation:

emily ruth is a female of 27 years age purchasing 20 year endowment insurance with face value $25000.

from the given table,

for females, the age of a male 3 years younger should be used.

so, we have to check for 24 year male for 20 year endowment.

it is 42.34 for every $1000 face value.

for a face value of $25000,

it is 25 * 42.34 = $1058.50

∴ emily ruth's annual premium is $1058.50