Which of the following type of personal debts is usually considered wise and justified? a. credit card purchases of luxuries that you want immediately b. a loan for the car you have always dreamed about c. money to pay off other debts and interest d. home mortgage

Money to pay off other debts and interest are usually considered wise and justified.

Option c

Explanation:

Personal loans give persons an access to funds that can be used as their wish and they are unsecured. This means that they do not need you to put down collateral for obtaining the loan.  

A personal loan usually has higher rate of interests than that of secured loan. They offer lower rate of interest than credit cards. It is advisable to use personal loans to pay off debts form credit cards will support you in saving interests and help you to get out of the debt faster period of time.

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