How can rain and hail fall from the same cumulonimbus cloud?

clouds are just lots of drops of water all stuck together. when clouds get so full of water droplets that they can't hold any more, the water falls back to the ground as rain.. sometimes the water droplets freeze and fall to the ground as snow, sleet, or hail.

Explanation:

t.                 w               e                 n                   t                 y                 c             h               a           r           a               c                 t             e             r             s        

emily ruth's annual premium is $1058.50

step-by-step explanation:

emily ruth is a female of 27 years age purchasing 20 year endowment insurance with face value $25000.

from the given table,

for females, the age of a male 3 years younger should be used.

so, we have to check for 24 year male for 20 year endowment.

it is 42.34 for every $1000 face value.

for a face value of $25000,

it is 25 * 42.34 = $1058.50

∴ emily ruth's annual premium is $1058.50