How can light be both a wave and a particle? What does that mean?

Explanation:

Quantum mechanics tells us that light can behave simultaneously as a particle or a wave. However, there has never been an experiment able to capture both natures of light at the same time; the closest we have come is seeing either wave or particle, but always at different times.When UV light hits a metal surface, it causes an emission of electrons. Albert Einstein explained this "photoelectric" effect by proposing that light – thought to only be a wave – is also a stream of particles

Why is light considered a wave and a particle?

Light behaves mainly like a wave but it can also be considered to consist of tiny packages of energy called photons. Photons carry a fixed amount of energy but have no mass. They also found that increasing the intensity of light increased the number of electrons ejected, but not their speed

emily ruth's annual premium is $1058.50

step-by-step explanation:

emily ruth is a female of 27 years age purchasing 20 year endowment insurance with face value $25000.

from the given table,

for females, the age of a male 3 years younger should be used.

so, we have to check for 24 year male for 20 year endowment.

it is 42.34 for every $1000 face value.

for a face value of $25000,

it is 25 * 42.34 = $1058.50

∴ emily ruth's annual premium is $1058.50