Larry has a terrible fear of kittens. Whenever he sees one, he breaks out in a cold sweat, starts to tremble, and runs in the other direction. His therapist believes that Larry's disorder is the result of being scratched by a kitten a few years before. Larry's therapist most likely subscribes to the approach.

Jessica wants to get a credit card, but the bank is refusing to give her one. what could be the possible reason behind the bank's refusal to comply with jessica's request? a. she does not have an account with the bank b. she has a bad credit history c. she has a good credit history d. she is 18 years old e. she doesn't have a job