What are the advantages of following a strict repayment schedule?

That mostly depends on the policies of the bank that gave you the loan but commonly they include things like better interest rates or account benefits or good reputation that could in the future be used for a new product from the bank or similar things that would get you to take a new loan.

Advantages of following a strict repayment schedule:Having a strict repayment schedule for the repayment of any type of loan is very beneficial for the borrower as it prevents an increase in interest, additional charges, etc. Repayment is a term associated with the payment of credit in the form of loans, credit bills, etc. Having a strict repayment schedule has various advantages:- Additional fees: Having a strict repayment schedule helps in preventing additional fees and other charges. Additional Interests: By adopting a strict repayment schedule we can avoid additional interests imposed by the banks and other financial institutions. Responsibility: Following a strict repayment schedule shows that the borrower is a responsible individual which can be beneficial in the long term.

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