Government regulations on credit aim to ensure lenders are repaid. borrowers pay on time. support those borrowing credit. educate lenders about consumers.

Chapter 1 what is the sociological perspective? why did durkheim say that some people are more likely to commit suicide? what does it mean that sociology us to see that “things are not as they seem"? what is the "sociological imagination"? how did industrialization and urbanization lead to the development of sociology? who is the "father" of sociology (and coined the term sociology)? what was the major goal of sociology’s pioneers like comte and durkheim? what did herbert spencer say? what did karl marx think caused social change? when did sociology become established as an academic discipline in the u.s.? what did w.e.b. dubois say was the major problem of the 20th century? what is the functionalist view of society? what is the main focus of the conflict perspective? why are gender and race important to the conflict perspective? what is the symbolic interactionist perspective? chapter 2 why is culture vital to human survival, and how is that different from animal instinct? what is the sapir-whorf hypothesis? what is a norm? what are mores and folkways? how does the u.s. compare to other nations in terms of how multicultural or culturally diverse it is? what is a subculture? what is a counterculture? what is cultural lag? can you give an example? what is the ethnocentrism vs. cultural relativism debate about?

Two police officers stopped a car for a minor traffic violation. while one of the officers dealt with the driver and the traffic violation, the other officer talked with the passenger. seeking to question the passenger about gang involvement, but lacking reasonable suspicions of criminal activity, the officer ordered the passenger out of the car. as the passenger exited the car, the officer saw a bulge in the passenger's coat which the officer suspected might be a gun. upon patting down the passenger, the officer felt the handle of a revolver and removed the gun. the passenger, who was a convicted felon, was charged with the possession of a gun by a prohibited possessor. prior to trial, the defendant sought to suppress the gun as evidence, contending that its seizure was unconstitutional. should the court suppress the gun as evidence? ayes, because, since the car had been stopped for a traffic violation, the officer could not order the passenger, who had not committed the violation, to exit the car. byes, because, since the officer lacked reasonable suspicion that the passenger was engaged in criminal activity, the officer could not pat down the passenger. cno, because a valid traffic stop gives an officer the right to pat down a passenger. dno, because the gun was discovered as a consequence of a valid terry stop and frisk.

What is an attack against a country called?