Which statement best describes the role of a credit agency? a. it tracks the use of credit for lenders. b. it predicts future earning potential for lenders. c. it teaches how to make smart financial decisions. d. it shows how saving money makes financial sense.

The answer is "It predicts future earning potential for lenders".

A credit agency is revenue driven organization that gathers data about people's and organizations' debts and doles out a numerical esteem called a credit score that demonstrates the borrower's financial soundness. Leasers and moneylenders, for example, credit card organizations and banks, report their clients' borrowing action and history to credit agencies.

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