Hauna, age 27, has started to put money into an ira. she doesn't plan to use this money until she retires. shauna probably lives in a culture with a orientation toward time.

I believe the answer is: future

Future orientation of time Refers to the orientation that put high emphasis on delayed gratification in order to obtain a certain level of benefit in the future. Examples of action with future orientation of time would include thigns such as investment, savings, insurance, exercise, etc.

the question deals with financial planning and the answer is that dan did not stay on budget due to the fact that this guy needs to start decreasing his discretionary spending. according to the financial plan, he needed to balance his expenses and resources.

i got 3,4 and 5 as an answer