Heeelll why is a budget an important tool to use for effective personal money management? question 3 options: it establishes a legal contract between you and a potential client. it guide you through purchasing a home. it creates a step-by-step plan to making profitable financial investments. it is a plan for spending and saving money.

How has the money from oil production in the middle east not impacted the people of that region? a) it improved education and jobs in the region. b) it improved infrastructure such as ports, roads, and bridges. c) it increased life expectancy due to improved healthcare facilities. d) it increased political stability and lessened the presence of corruption.