Which is most negatively affected by erosion, climate change, and acid rain?

habitats
municipalities
businesses
cultures

The correct answer is:

-> Habitants

Erosion and acid rain, even though they are a  natural phenomena, they has intensified more with climate change and global warming. This directly affects people's lives in many ways. Cultures are little affected when they need to change habits in order to adapt to it.

Because of the big industries (business), with all their emission of gases, there have been all these natural events and eventually global warming. Municipalities are often affected when they do not have enough infrastructure to withstand the floods of many rains. In the end, those who suffer most are the citizens living in these cities

they had freedom from the government and from the affairs

answer; /// i believe the correct answer is general act charters;