Insurance that covers injury or loss to other people for which you are responsible is

1.) property coverage
2.) disability insurance
3.) life insurance
4.) liability coverage

Life insurance, when somebody dies its good to have life insurance in order to pay for the funeral and burial.

The correct option is 4.) liability coverage

Liability insurance is the basic insurance coverage that covers injuries or damage to other people or property if you're at fault for an accident. In other words the insurance that covers injury or loss to other people for which you are responsible is known as liability coverage. Most homeowners insurance policies provide a minimum of $100,000 worth of liability insurance, but higher amounts are also claimed.

new communications technology has affected the way social movements are organized because nowadays, social movements rely on social networks and the media to get different people with a similar way of thinking in contact, and thus, get them to mobilize for a greater cause.

individuals only participate in collective action when they feel identified with it. is in this aspect that social media becomes relevant, because it guarantees communication among all individuals and organizes the social actions that are going to be carried out, i.e., the social movements.

in addition, being covered by the media is important to validate the message and make it relevant in the social agenda, as well as to reach more people who can share interests, appealing to public sympathy for their cause.

in conclusion, it is by social networks and social media that social movement is given birth; by connecting different individuals with similar ideas and organizing them to mobilize for a greater cause.