The type of credit people are most likely to use for small purchases during their lifetime is

Credit Card is the correct answer.

When people need money, they can count on a variety of credit types such as loans or credit cards. The difference between these types of credits is the shopper's final purpose. For instance, loans (such as personal loan, auto loan, and home loan) are available to help people to buy more expensive things such as a house or a vehicle. On the other hand, if the person needs to make a smaller purchase (such as clothes shopping and groceries), the credit card is the way to go since this card has limited credit availability.

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