Having just returned from serving with the u. s. marines in afghanistan, nick has managed to save most of his earnings. he has enrolled in the local community college and he is back living with his parents while he assimilates back into u. s. life. as his business major friend, he has come to you for advice. he would like to see his $40,000 savings grow, yet he knows that he will need it in about five years when he and his girlfriend are out of school and make plans to get married. he also worries that his car may break down and he will need to invest in another used car. what would you suggest for nick?